Financial decision-making occurs on an almost constant basis. Overcoming spending temptations from ads, planning for fixed and variable expenses, and accounting for your daily needs all consider the concept of spending. After completing the Spend course, you should:

  • Be able to develop a spending plan.
  • Track your spending habits.
  • Understand what it means to live within your means.
  • Know the social and environmental impacts of your spending decisions
  • Understand how to evaluate new technologies for managing money (e.g., mobile wallets)

To get the Spend badge, you must participate in at least three Spend-focused learning activities, at least one of which is highly encourages to be in person. Enroll in the course to see all available online Spend badge-eligible programs as well as related personal finance tools.